Job ID: CE97891117
Location: Des Moines, IA
Category: Accounting & Finance
Employment Type: Permanent
Date Added: 01/07/2026
Sr. Credit Analyst | $70,000-90,000 | Direct Hire | Des, Moines, IA
If you’re a credit professional who enjoys deep financial analysis, partnering closely with lenders, and playing a key role in sound credit evaluation, this opportunity offers strong visibility, technical growth, and long-term stability within a community-focused bank.
In this role you will support lenders through detailed financial analysis, loan underwriting, and portfolio documentation. You’ll be a trusted resource to the lending team, contribute directly to loan approvals, and help ensure regulatory credit compliance.
Why You’ll Love This Role
- Direct hire opportunity with a stable, relationship-driven financial institution
- High-visibility position supporting senior lenders and credit leadership
- Exposure to a wide range of Commercial and Agricultural loan products
- Opportunity to deepen underwriting, CECL, appraisal, and loan review expertise
- Collaborative team environment with strong training and development support
What You’ll Get to Do
- Spread and analyze personal and business financial statements and tax returns
- Prepare detailed Loan Request models for new, renewal, and existing credits
- Assess borrowers & recommend appropriate loan terms
- Maintain and monitor loan files, risk ratings, ticklers, and financial covenants
- Underwrite loan participations and complete annual loan reviews
- Assist with construction advances, collections, and exam preparation
- Support appraisal ordering, reviews, and internal evaluations in compliance with bank policy
- Contribute to monthly and quarterly Loan Committee and Board reporting
Experience Requirements
- Bachelor’s degree in Finance, Accounting, or a related business field
- 3–5 years of credit experience within a banking environment
- Strong understanding lending practices (Ag &/or Commercial lending experience preferred)
- Software Proficiency in Microsoft Office; Lending Cloud
- Excellent analytical, organizational, and time management skills
- Clear, professional written and verbal communication abilities
- Ability to work independently while supporting multiple lenders and priorities
Your New Organization
Join a relationship-focused bank committed to sound credit practices, community involvement, and long-term customer success. This organization values integrity, collaboration, and providing employees with opportunities to grow their technical expertise while making a meaningful impact.
Your Career Partner
The Reserves Network (TRN) specializes in connecting Accounting and Financial professionals with trusted employers across the region. We are committed to transparency, long-term relationships, and helping professionals advance their careers.
